Experienced buyers and managers of merchant processing residual portfolios.
Residual Payment Partners acquires and manages high-quality ISO and Agent residual portfolios through disciplined underwriting, fair valuations, and proven transaction expertise. Our team brings firsthand experience across the full portfolio lifecycle—from acquisition and integration through ongoing management and successful exit.
Built by operators. Backed by experience.
Our team brings firsthand operating experience across the entire residual portfolio lifecycle—from sourcing and underwriting to acquisition, integration, management, and exit. We apply that experience and disciplined approach to every portfolio we evaluate, acquire, and manage.
Fair, Data-Driven Valuations
We evaluate each portfolio using the metrics that drive long-term value—including processing volume, active merchants, revenue performance, attrition, concentration, and historical trends—to deliver a transparent, well-supported valuation.
Flexible Deal Structures
No two portfolios or sellers are alike. We structure transactions around each seller's objectives, offering flexible options that can include cash at closing, structured payments, and other tailored consideration.
A Proven Track Record
Our team has led the acquisition and integration of 22 residual portfolios and helped guide a payment organization processing more than $4 billion in annual volume through a successful strategic exit. We bring that firsthand transaction and operating experience to every portfolio we acquire and manage.
A disciplined process. A partnership mindset.
Understand the portfolio first.
We take the time to understand your portfolio, priorities, and objectives before structuring a transaction—and clearly explain the methodology and economics behind our valuation.
Protect merchant relationships.
We prioritize continuity and work to preserve the service, relationships, and infrastructure that have made the portfolio successful.
Clear, transparent terms.
Our goal is to make every transaction straightforward and understandable, with clearly defined valuations, structures, timelines, and expectations from the outset.
Experienced payments operators.
Our approach is informed by firsthand experience acquiring, integrating, managing, and exiting merchant processing portfolios.