Sell your residual portfolio to a team that's been where you are.

We acquire Agent and ISO merchant-processing residual portfolios directly — with no middlemen and a straightforward process led by experienced operators who have acquired, managed, and sold residual portfolios themselves.

Why Sell to Us

A different kind of buyer — built by experienced operators.

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Disciplined, Data-Driven Valuations

Our valuations are based on the underlying performance of your portfolio — including processing volume, active merchants, revenue trends, concentration, and attrition — so you receive an offer grounded in the quality and durability of what you've built.

Flexible Deal Structures

From cash at closing to thoughtfully structured transactions, we tailor each acquisition around the portfolio and the seller's objectives — creating a structure that works for both sides.

Continuity for Your Merchants

A sale shouldn't disrupt the merchant relationships you've built. We prioritize a seamless transition designed to maintain existing processing, service, and support with minimal disruption to your merchants.

Our Criteria

What we look for in a residual portfolio.

We evaluate each portfolio based on the quality, consistency, and durability of its residual cash flow. Our underwriting considers historical performance, merchant composition, processing trends, attrition, concentration, and platform stability to develop a clear view of the portfolio and its long-term value.

  • Historical processing volume and transaction trends
  • Active merchants and portfolio composition
  • Industry and geographic diversification
  • Residual revenue and profitability trends
  • Merchant and dollar attrition
  • Merchant concentration and overall portfolio consistency
  • Processing platform and underlying merchant relationships
How It Works

A straightforward, four-step process.

  1. Share Your Portfolio Details

    We start with a confidential conversation to understand your portfolio, including residual performance, processing volume, merchant composition, attrition, and processing relationships.

  2. We Evaluate the Portfolio

    Our team applies a disciplined, data-driven underwriting process informed by years of experience acquiring, managing, and integrating residual portfolios.

  3. Receive a Clear, Tailored Offer

    We present a straightforward valuation and transaction structure based on the quality of your portfolio and your objectives — with clear terms and no unnecessary complexity.

  4. Close & Transition

    Once terms are agreed upon, we move efficiently toward closing and funding while working to ensure a seamless transition with minimal disruption to your merchants.

Get Started

Request a confidential portfolio valuation.

Tell us a little about your residual portfolio and our team will follow up to learn more, answer any questions, and discuss a potential valuation and transaction structure. All conversations are confidential and there is no obligation to sell.

You can also reach us directly at hello@residualpaymentpartners.com. All conversations are confidential.

This page describes Residual Payment Partners' general portfolio acquisition criteria and process. It does not constitute an offer to purchase any specific portfolio, and nothing here is investment, legal, or tax advice.